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Interest rates surged to 30 per cent.
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Serious delinquencies also are up sharply: Some of the nation's biggest lenders - including Advanta, GE Money Bank and HSBC - reported increases of 50 per cent or more in the value of accounts that were at least 90 days delinquent when compared with the same period a year ago.
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Second - Banks, and other lenders, have large budgets to lobby Congress to massage the laws for their benefit.
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Most undoubtedly, you will want to target mid-sized corporations.
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